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Unity Small Finance Bank FD Rates

Up to 7.50% p.a. for general depositors. Rates effective 2026-10-19.

Unity Small Finance Bank FD calculator

Invested
₹1,00,000
Interest
₹24,230
Maturity
₹1,24,230

Indicative estimate using simple annual/monthly compounding. Actual returns may differ with payout frequency, partial-year deposits, and tax. Not financial advice.

General citizens

TenureRate (p.a.)
1 Yr7.50%
3 Yrs6.75%

Senior citizens

TenureRate (p.a.)
1 Yr8.00%
3 Yrs7.25%

Rates are indicative and change frequently; confirm with Unity Small Finance Bank before investing. Not financial advice — see our methodology and terms.

FAQs

What is the highest Unity Small Finance Bank FD rate?

Unity Small Finance Bank offers up to 7.50% p.a. for general depositors, with an additional premium for senior citizens.

Are Unity Small Finance Bank FD rates higher for senior citizens?

Yes — senior citizens get a higher rate, typically 0.25%–0.50% above the general rate.