Central Bank of India FD Rates
Up to 7.15% p.a. for general depositors. Rates effective 2026-07-20.
Central Bank of India FD calculator
Invested
₹1,00,000
Interest
₹23,020
Maturity
₹1,23,020
Indicative estimate using simple annual/monthly compounding. Actual returns may differ with payout frequency, partial-year deposits, and tax. Not financial advice.
General citizens
| Tenure | Rate (p.a.) |
|---|---|
| 2 Yrs to < 3 Yrs | 7.15% |
Senior citizens
| Tenure | Rate (p.a.) |
|---|---|
| 2 Yrs to < 3 Yrs | 7.65% |
Other banks
Jana Small Finance BankSuryoday Small Finance BankUjjivan Small Finance BankEquitas Small Finance BankRBL BankFincare Small Finance BankIndusInd BankESAF Small Finance BankAU Small Finance BankUtkarsh Small Finance BankKarur Vysya BankSlice small finance bankYes BankBank of MaharashtraShivalik Small Finance BankTamilnad Mercantile Bank
Rates are indicative and change frequently; confirm with Central Bank of India before investing. Not financial advice — see our methodology and terms.
FAQs
What is the highest Central Bank of India FD rate?
Central Bank of India offers up to 7.15% p.a. for general depositors, with an additional premium for senior citizens.
Are Central Bank of India FD rates higher for senior citizens?
Yes — senior citizens get a higher rate, typically 0.25%–0.50% above the general rate.