Indian Bank FD Rates
Up to 6.20% p.a. for general depositors. Rates effective 2026-10-15.
Indian Bank FD calculator
Invested
₹1,00,000
Interest
₹19,777
Maturity
₹1,19,777
Indicative estimate using simple annual/monthly compounding. Actual returns may differ with payout frequency, partial-year deposits, and tax. Not financial advice.
General citizens
| Tenure | Rate (p.a.) |
|---|---|
| 1 Yr to < 2 Yrs | 6.20% |
Senior citizens
| Tenure | Rate (p.a.) |
|---|---|
| 1 Yr to < 2 Yrs | 6.70% |
Other banks
Suryoday Small Finance BankJana Small Finance BankEquitas Small Finance BankUjjivan Small Finance BankRBL BankFincare Small Finance BankSlice small finance bankAU Small Finance BankESAF Small Finance BankIndusInd BankUtkarsh Small Finance BankBank of BarodaUnity Small Finance BankShivalik Small Finance BankYes BankKarur Vysya Bank
Rates are indicative and change frequently; confirm with Indian Bank before investing. Not financial advice — see our methodology and terms.
FAQs
What is the highest Indian Bank FD rate?
Indian Bank offers up to 6.20% p.a. for general depositors, with an additional premium for senior citizens.
Are Indian Bank FD rates higher for senior citizens?
Yes — senior citizens get a higher rate, typically 0.25%–0.50% above the general rate.