Bank of Baroda FD Rates
Up to 7.55% p.a. for general depositors. Rates effective 2026-08-27.
Bank of Baroda FD calculator
Invested
₹1,00,000
Interest
₹24,403
Maturity
₹1,24,403
Indicative estimate using simple annual/monthly compounding. Actual returns may differ with payout frequency, partial-year deposits, and tax. Not financial advice.
General citizens
| Tenure | Rate (p.a.) |
|---|---|
| 1 Yr - 15 M | 7.55% |
| 2 Yrs - 3 Yrs | 7.15% |
| 3 Yrs - 5 Yrs | 6.30% |
Senior citizens
| Tenure | Rate (p.a.) |
|---|---|
| 1 Yr - 15 M | 8.05% |
| 2 Yrs - 3 Yrs | 7.65% |
| 3 Yrs - 5 Yrs | 6.90% |
Other banks
Suryoday Small Finance BankJana Small Finance BankEquitas Small Finance BankUjjivan Small Finance BankRBL BankFincare Small Finance BankSlice small finance bankAU Small Finance BankESAF Small Finance BankIndusInd BankUtkarsh Small Finance BankUnity Small Finance BankShivalik Small Finance BankYes BankKarur Vysya BankBank of Maharashtra
Rates are indicative and change frequently; confirm with Bank of Baroda before investing. Not financial advice — see our methodology and terms.
FAQs
What is the highest Bank of Baroda FD rate?
Bank of Baroda offers up to 7.55% p.a. for general depositors, with an additional premium for senior citizens.
Are Bank of Baroda FD rates higher for senior citizens?
Yes — senior citizens get a higher rate, typically 0.25%–0.50% above the general rate.