Bank FD Interest Rates
Compare fixed deposit rates across 45 banks. Peak rate shown per bank — click any bank for its full tenure table.
FD calculator
Indicative estimate using simple annual/monthly compounding. Actual returns may differ with payout frequency, partial-year deposits, and tax. Not financial advice.
Rates are indicative and change frequently. Confirm with the bank before investing. Not financial advice — see our methodology.
FAQs
Do senior citizens get higher FD rates?
Yes. Most banks offer senior citizens an additional 0.25%–0.50% over the general FD rate.
How often do bank FD rates change?
Banks revise FD rates periodically based on RBI policy and liquidity — sometimes several times a year. Always confirm the current rate with the bank.
Is FD interest taxable?
Yes. FD interest is taxable as per your income slab, and banks deduct TDS once interest crosses the yearly threshold.