IndusInd Bank FD Rates
Up to 7.75% p.a. for general depositors. Rates effective 2026-10-19.
IndusInd Bank FD calculator
Invested
₹1,00,000
Interest
₹25,098
Maturity
₹1,25,098
Indicative estimate using simple annual/monthly compounding. Actual returns may differ with payout frequency, partial-year deposits, and tax. Not financial advice.
General citizens
| Tenure | Rate (p.a.) |
|---|---|
| 1 Yr 1 month - 3 Yrs | 6.75% |
| 1 Yr 6 M to < 2 Yrs | 7.75% |
| 2 Yrs - 3 Yrs | 7.00% |
Senior citizens
| Tenure | Rate (p.a.) |
|---|---|
| 1 Yr 1 month - 3 Yrs | 7.25% |
| 1 Yr 6 M to < 2 Yrs | 8.25% |
| 2 Yrs - 3 Yrs | 7.75% |
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Rates are indicative and change frequently; confirm with IndusInd Bank before investing. Not financial advice — see our methodology and terms.
FAQs
What is the highest IndusInd Bank FD rate?
IndusInd Bank offers up to 7.75% p.a. for general depositors, with an additional premium for senior citizens.
Are IndusInd Bank FD rates higher for senior citizens?
Yes — senior citizens get a higher rate, typically 0.25%–0.50% above the general rate.