State Bank of India FD Rates
Up to 7.00% p.a. for general depositors. Rates effective 2026-08-20.
State Bank of India FD calculator
Invested
₹1,00,000
Interest
₹22,504
Maturity
₹1,22,504
Indicative estimate using simple annual/monthly compounding. Actual returns may differ with payout frequency, partial-year deposits, and tax. Not financial advice.
General citizens
| Tenure | Rate (p.a.) |
|---|---|
| 1 Yr to < 2 Yrs | 7.00% |
| 2 Yrs to < 3 Yrs | 6.40% |
Senior citizens
| Tenure | Rate (p.a.) |
|---|---|
| 1 Yr to < 2 Yrs | 7.50% |
| 2 Yrs to < 3 Yrs | 6.90% |
Other banks
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Rates are indicative and change frequently; confirm with State Bank of India before investing. Not financial advice — see our methodology and terms.
FAQs
What is the highest State Bank of India FD rate?
State Bank of India offers up to 7.00% p.a. for general depositors, with an additional premium for senior citizens.
Are State Bank of India FD rates higher for senior citizens?
Yes — senior citizens get a higher rate, typically 0.25%–0.50% above the general rate.