ESAF Small Finance Bank FD Rates
Up to 7.75% p.a. for general depositors. Rates effective 2026-07-20.
ESAF Small Finance Bank FD calculator
Invested
₹1,00,000
Interest
₹25,098
Maturity
₹1,25,098
Indicative estimate using simple annual/monthly compounding. Actual returns may differ with payout frequency, partial-year deposits, and tax. Not financial advice.
General citizens
| Tenure | Rate (p.a.) |
|---|---|
| 444 days | 7.75% |
Senior citizens
| Tenure | Rate (p.a.) |
|---|---|
| 444 days | 8.25% |
Other banks
Jana Small Finance BankSuryoday Small Finance BankUjjivan Small Finance BankEquitas Small Finance BankRBL BankFincare Small Finance BankIndusInd BankAU Small Finance BankUtkarsh Small Finance BankKarur Vysya BankSlice small finance bankYes BankBank of MaharashtraShivalik Small Finance BankTamilnad Mercantile BankKotak Mahindra Bank
Rates are indicative and change frequently; confirm with ESAF Small Finance Bank before investing. Not financial advice — see our methodology and terms.
FAQs
What is the highest ESAF Small Finance Bank FD rate?
ESAF Small Finance Bank offers up to 7.75% p.a. for general depositors, with an additional premium for senior citizens.
Are ESAF Small Finance Bank FD rates higher for senior citizens?
Yes — senior citizens get a higher rate, typically 0.25%–0.50% above the general rate.