IDFC FIRST Bank FD Rates
Up to 7.35% p.a. for general depositors. Rates effective 2026-08-20.
IDFC FIRST Bank FD calculator
Invested
₹1,00,000
Interest
₹23,710
Maturity
₹1,23,710
Indicative estimate using simple annual/monthly compounding. Actual returns may differ with payout frequency, partial-year deposits, and tax. Not financial advice.
General citizens
| Tenure | Rate (p.a.) |
|---|---|
| 450 days - 2 tears | 7.00% |
| 500 days - 3 Yrs | 7.35% |
Senior citizens
| Tenure | Rate (p.a.) |
|---|---|
| 450 days - 2 tears | 7.50% |
| 500 days - 3 Yrs | 7.60% |
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Rates are indicative and change frequently; confirm with IDFC FIRST Bank before investing. Not financial advice — see our methodology and terms.
FAQs
What is the highest IDFC FIRST Bank FD rate?
IDFC FIRST Bank offers up to 7.35% p.a. for general depositors, with an additional premium for senior citizens.
Are IDFC FIRST Bank FD rates higher for senior citizens?
Yes — senior citizens get a higher rate, typically 0.25%–0.50% above the general rate.