HDFC Bank FD Rates
Up to 6.60% p.a. for general depositors. Rates effective 2026-08-20.
HDFC Bank FD calculator
Invested
₹1,00,000
Interest
₹21,136
Maturity
₹1,21,136
Indicative estimate using simple annual/monthly compounding. Actual returns may differ with payout frequency, partial-year deposits, and tax. Not financial advice.
General citizens
| Tenure | Rate (p.a.) |
|---|---|
| 18 M to < 21 M | 6.60% |
| 21 M - 2 Yrs | 6.40% |
| 3 Yr 1 day to < 4 Yrs 7 M | 6.50% |
Senior citizens
| Tenure | Rate (p.a.) |
|---|---|
| 18 M to < 21 M | 7.10% |
| 21 M - 2 Yrs | 6.90% |
| 3 Yr 1 day to < 4 Yrs 7 M | 7.00% |
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Rates are indicative and change frequently; confirm with HDFC Bank before investing. Not financial advice — see our methodology and terms.
FAQs
What is the highest HDFC Bank FD rate?
HDFC Bank offers up to 6.60% p.a. for general depositors, with an additional premium for senior citizens.
Are HDFC Bank FD rates higher for senior citizens?
Yes — senior citizens get a higher rate, typically 0.25%–0.50% above the general rate.