Federal Bank FD Rates
Up to 6.80% p.a. for general depositors. Rates effective 2026-10-05.
Federal Bank FD calculator
Invested
₹1,00,000
Interest
₹21,819
Maturity
₹1,21,819
Indicative estimate using simple annual/monthly compounding. Actual returns may differ with payout frequency, partial-year deposits, and tax. Not financial advice.
General citizens
| Tenure | Rate (p.a.) |
|---|---|
| 15 M | 6.80% |
| 999 days | 6.70% |
Senior citizens
| Tenure | Rate (p.a.) |
|---|---|
| 15 M | 7.30% |
| 999 days | 7.20% |
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Rates are indicative and change frequently; confirm with Federal Bank before investing. Not financial advice — see our methodology and terms.
FAQs
What is the highest Federal Bank FD rate?
Federal Bank offers up to 6.80% p.a. for general depositors, with an additional premium for senior citizens.
Are Federal Bank FD rates higher for senior citizens?
Yes — senior citizens get a higher rate, typically 0.25%–0.50% above the general rate.