Federal Bank FD Rates
Up to 6.70% p.a. for general depositors. Rates effective 2026-06-01.
Federal Bank FD calculator
Invested
₹1,00,000
Interest
₹21,477
Maturity
₹1,21,477
Indicative estimate using simple annual/monthly compounding. Actual returns may differ with payout frequency, partial-year deposits, and tax. Not financial advice.
General citizens
| Tenure | Rate (p.a.) |
|---|---|
| 999 days | 6.70% |
Senior citizens
| Tenure | Rate (p.a.) |
|---|---|
| 999 days | 7.20% |
Other banks
Jana Small Finance BankSuryoday Small Finance BankEquitas Small Finance BankUjjivan Small Finance BankRBL BankFincare Small Finance BankIndusInd BankAU Small Finance BankESAF Small Finance BankUtkarsh Small Finance BankSlice small finance bankKarur Vysya BankYes BankBank of MaharashtraTamilnad Mercantile BankUnion Bank of India
Rates are indicative and change frequently; confirm with Federal Bank before investing. Not financial advice — see our methodology and terms.
FAQs
What is the highest Federal Bank FD rate?
Federal Bank offers up to 6.70% p.a. for general depositors, with an additional premium for senior citizens.
Are Federal Bank FD rates higher for senior citizens?
Yes — senior citizens get a higher rate, typically 0.25%–0.50% above the general rate.