Bank of India FD Rates
Up to 6.70% p.a. for general depositors. Rates effective 2026-10-05.
Bank of India FD calculator
Invested
₹1,00,000
Interest
₹21,477
Maturity
₹1,21,477
Indicative estimate using simple annual/monthly compounding. Actual returns may differ with payout frequency, partial-year deposits, and tax. Not financial advice.
General citizens
| Tenure | Rate (p.a.) |
|---|---|
| 1 Yr | 6.50% |
| 3 Yrs | 6.70% |
Senior citizens
| Tenure | Rate (p.a.) |
|---|---|
| 1 Yr | 7.00% |
| 3 Yrs | 7.20% |
Other banks
Suryoday Small Finance BankJana Small Finance BankEquitas Small Finance BankUjjivan Small Finance BankRBL BankFincare Small Finance BankSlice small finance bankAU Small Finance BankESAF Small Finance BankIndusInd BankUtkarsh Small Finance BankBank of BarodaUnity Small Finance BankShivalik Small Finance BankYes BankKarur Vysya Bank
Rates are indicative and change frequently; confirm with Bank of India before investing. Not financial advice — see our methodology and terms.
FAQs
What is the highest Bank of India FD rate?
Bank of India offers up to 6.70% p.a. for general depositors, with an additional premium for senior citizens.
Are Bank of India FD rates higher for senior citizens?
Yes — senior citizens get a higher rate, typically 0.25%–0.50% above the general rate.