Sukanya Samriddhi Yojana (SSY) Interest Rate

8.20% per annum for Apr–Jun 2026.

Sukanya Samriddhi Yojana (SSY) calculator

Yearly deposit (₹)

Interest rate (% p.a.)

Tenure (years) — fixed

Invested

₹22,50,000

Interest

₹22,25,989

Maturity

₹44,75,989

Indicative estimate using simple annual/monthly compounding. Actual returns may differ with payout frequency, partial-year deposits, and tax. Not financial advice.

Tenure	For	Rate	Compounding	Min
21 years	General	8.20%	annual	₹250

Highest small-savings rate; for girl child under 10.

Other schemes

Senior Citizens Savings Scheme National Savings Certificate Kisan Vikas Patra Post Office Time Deposit Post Office Monthly Income Scheme Public Provident Fund Post Office Recurring Deposit Post Office Savings Account

Source: Ministry of Finance / National Savings Institute, Apr–Jun 2026. Government-set rates, indicative. Not financial advice — see our methodology.

FAQs

What is the current Sukanya Samriddhi Yojana (SSY) interest rate?

The Sukanya Samriddhi Yojana (SSY) interest rate for Apr–Jun 2026 is 8.20% per annum.

What is the minimum deposit for Sukanya Samriddhi Yojana (SSY)?

The minimum deposit is ₹250.

Anything else to know about Sukanya Samriddhi Yojana (SSY)?

Highest small-savings rate; for girl child under 10.