Post Office Time Deposit (1 yr) Interest Rate
7.50% per annum for Apr–Jun 2026.
Post Office Time Deposit (1 yr) calculator
Invested
₹1,00,000
Interest
₹43,563
Maturity
₹1,43,563
Indicative estimate using simple annual/monthly compounding. Actual returns may differ with payout frequency, partial-year deposits, and tax. Not financial advice.
| Tenure | For | Rate |
|---|---|---|
| 1 year | General | 6.90% |
| 2 years | General | 7.00% |
| 3 years | General | 7.10% |
| 5 years | General | 7.50% |
Post office term deposit.
Other schemes
Source: Ministry of Finance / National Savings Institute, Apr–Jun 2026. Government-set rates, indicative. Not financial advice — see our methodology.
FAQs
What is the current Post Office Time Deposit (1 yr) interest rate?
The Post Office Time Deposit (1 yr) interest rate for Apr–Jun 2026 is 7.50% per annum.
What is the minimum deposit for Post Office Time Deposit (1 yr)?
The minimum deposit is ₹1,000.
Anything else to know about Post Office Time Deposit (1 yr)?
Post office term deposit.