Post Office Savings Account Interest Rate
4.00% per annum for Apr–Jun 2026.
Post Office Savings Account calculator
Invested
₹50,000
Interest
₹2,000
Maturity
₹52,000
Indicative estimate using simple annual/monthly compounding. Actual returns may differ with payout frequency, partial-year deposits, and tax. Not financial advice.
| Tenure | For | Rate |
|---|---|---|
| open-ended | General | 4.00% |
Basic post office savings account.
Other schemes
Source: Ministry of Finance / National Savings Institute, Apr–Jun 2026. Government-set rates, indicative. Not financial advice — see our methodology.
FAQs
What is the current Post Office Savings Account interest rate?
The Post Office Savings Account interest rate for Apr–Jun 2026 is 4.00% per annum.
What is the minimum deposit for Post Office Savings Account?
The minimum deposit is ₹500.
Anything else to know about Post Office Savings Account?
Basic post office savings account.