Post Office Monthly Income Scheme (MIS) Interest Rate
7.40% per annum for Apr–Jun 2026.
Post Office Monthly Income Scheme (MIS) calculator
Invested
₹5,00,000
Interest
₹2,14,482
Maturity
₹7,14,482
Indicative estimate using simple annual/monthly compounding. Actual returns may differ with payout frequency, partial-year deposits, and tax. Not financial advice.
| Tenure | For | Rate |
|---|---|---|
| 5 years | General | 7.40% |
Monthly interest payout; ₹9L single / ₹15L joint cap.
Other schemes
Source: Ministry of Finance / National Savings Institute, Apr–Jun 2026. Government-set rates, indicative. Not financial advice — see our methodology.
FAQs
What is the current Post Office Monthly Income Scheme (MIS) interest rate?
The Post Office Monthly Income Scheme (MIS) interest rate for Apr–Jun 2026 is 7.40% per annum.
What is the minimum deposit for Post Office Monthly Income Scheme (MIS)?
The minimum deposit is ₹1,000.
Anything else to know about Post Office Monthly Income Scheme (MIS)?
Monthly interest payout; ₹9L single / ₹15L joint cap.