National Savings Certificate (NSC) Interest Rate
7.70% per annum for Apr–Jun 2026.
National Savings Certificate (NSC) calculator
Invested
₹1,00,000
Interest
₹44,903
Maturity
₹1,44,903
Indicative estimate using simple annual/monthly compounding. Actual returns may differ with payout frequency, partial-year deposits, and tax. Not financial advice.
| Tenure | For | Rate |
|---|---|---|
| 5 years | General | 7.70% |
Interest compounded annually but paid at maturity.
Other schemes
Source: Ministry of Finance / National Savings Institute, Apr–Jun 2026. Government-set rates, indicative. Not financial advice — see our methodology.
FAQs
What is the current National Savings Certificate (NSC) interest rate?
The National Savings Certificate (NSC) interest rate for Apr–Jun 2026 is 7.70% per annum.
What is the minimum deposit for National Savings Certificate (NSC)?
The minimum deposit is ₹1,000.
Anything else to know about National Savings Certificate (NSC)?
Interest compounded annually but paid at maturity.